One of the downsides to any sport are the injuries and with mountaineering or climbing, potential death too. Having medical and emergency evacuation insurance is not only mandatory for most major expeditions but very smart too.
Injuries sustained while mountaineering are not covered by regular insurance plans [while climbing in Canada, the Canadian government insurance does cover injuries but not emergency evacuation]. Furthermore, any life insurance coverage you may have is also likely not applicable while mountaineering.
Finally, you may have paid a lot of money to not only purchase a guided ascent, but also your flights and gear among many other things. You may also want to purchase additional insurance for your trip. For example, delayed and/or lost baggage can be difficult to manage when your trip schedule is tight. Additionaly, falling sick or a family challenge prior to your trip may force you to cancel the expedition entirely.
Listed below are the 3 common types of insurance you should consider purchasing.